MetroMedia Funding Solutions Privacy Policy & Disclaimer

2. Collection of Personal Information

We may collect the following types of information:

1. Information You Provide

   • Contact Details: Name, email address, phone number, business name, etc.

   • Business Information: If you submit inquiries or applications relating to financing, merchant cash advances, or other financial services, we may collect relevant business data for that purpose.

   • Communications: Any messages, emails, or other content you send to us.

2. Automatically Collected Data

   • Log Files: IP address, browser type, operating system, referring/exit pages, date/time stamps, and clickstream data.

   • Cookies & Similar Technologies: Small data files placed on your device to personalize your browsing experience, understand how you use our Site, and help us improve functionality.

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3. Use of Personal Information

We use your Personal Information to:

1. Provide Services: Process inquiries for financing, merchant cash advances, and other products.

2. Communicate: Respond to inquiries, send newsletters (if opted in), and inform you about updates or changes.

3. Improve & Analyze: Track usage patterns, troubleshoot technical issues, and enhance user experience.

4. Legal Compliance: Comply with legal obligations, respond to lawful requests from authorities, and enforce our agreements.

We may also aggregate or de-identify data so it no longer identifies you personally, and use that for internal analytics or other lawful purposes.

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4. Disclaimers & Release of Liability

4.1 No Financial or Legal Advice

• Informational Purposes Only: All content provided on or through our Site (including blog posts, articles, templates, or other materials) is for general informational and educational purposes only.

• No Professional Relationship: We are not a law firm, financial advisory firm, or licensed attorney. Your use of our Site does not create any attorney-client, financial advisor-client, or other fiduciary relationship between you and MetroMedia Funding Solutions.

• Independent Verification: You are solely responsible for verifying the accuracy, suitability, and applicability of any information found on our Site. Always consult licensed professionals (e.g., attorneys, CPAs, certified financial advisors) for advice specific to your unique circumstances.

4.2 Release of Liability

• Use at Your Own Risk: By using our Site and Services, you agree that you do so voluntarily and at your own risk.

• No Warranties: To the fullest extent permitted by law, our Site and Services are provided on an “AS IS” and “AS AVAILABLE” basis without any representations or warranties—express or implied—related to accuracy, reliability, or fitness for a specific purpose.

• Waiver: You expressly release us, our affiliates, directors, officers, employees, and agents from any and all liability or damages (whether direct, indirect, incidental, consequential, or otherwise) arising out of or in any way connected to your use of the Site or reliance on any content provided.

• Third-Party Services: We are not liable for the actions or omissions of any third-party service providers or partners, including those offering financing or processing your data. Please review each third party’s terms and privacy practices.

5. Legal Bases for Processing (GDPR Context)

If you are located in the European Economic Area (EEA) or the UK, our legal grounds for processing your Personal Information typically include:

1. Consent: Where you have clearly given consent (e.g., to receive marketing emails).

2. Contractual Necessity: Where processing is necessary to perform a contract with you (e.g., financing or merchant services applications).

3. Legal Obligations: Where we are required to comply with legal obligations or requests from public authorities.

4. Legitimate Interests: Where processing is within our legitimate business interests (e.g., certain analytics), provided these interests are not overridden by your fundamental rights and freedoms.

6. Data Sharing & International Transfers

1. Service Providers

   • We may share your Personal Information with trusted third parties (e.g., hosting providers, payment processors, analytics platforms) who assist us in delivering Services. These providers are contractually required to handle your data responsibly.

2. Business Transfers

   • In the event of a merger, acquisition, or any form of sale of some or all of our business or assets, your Personal Information may be transferred as part of that transaction.

3. International Data Transfers

   • Your Personal Information may be transferred to—and processed in—countries other than where you reside. If you are in the EEA or UK, we will ensure adequate safeguards (e.g., Standard Contractual Clauses) for cross-border data transfers.

7. Your Privacy Rights

Depending on your location, you may have certain legal rights regarding your Personal Information:

• Access & Rectification: Request a copy of your data and correct any inaccuracies.

• Erasure: Request deletion of your Personal Information, subject to certain limitations.

• Restriction & Objection: Restrict or object to specific data processing activities.

• Data Portability: Obtain a copy of your data in a commonly used format.

• Withdraw Consent: Where processing is based on your consent, you may withdraw it at any time.

7.1 California Residents (CCPA Specific)

If you are a California resident:

• You have the right to know what personal data we collect, how we use it, and with whom we share it.

• You can request deletion of your Personal Information (with exceptions under the law).

• You have the right to opt-out of the sale of Personal Information if applicable.

• You are entitled to non-discrimination for exercising these rights.

We do not sell Personal Information as defined by CCPA. To exercise your rights, contact us via the details in Section 9.

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8. Data Retention

We retain your Personal Information only as long as necessary to fulfill the purposes outlined in this Policy or to comply with legal obligations, resolve disputes, and enforce agreements. The specific retention period may vary based on the data type and the context of collection.

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9. Contact Information

To exercise any of your rights under applicable laws, or if you have questions or concerns regarding this Policy, please contact us:

MetroMedia Funding Solutions

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Metromedia Funding Solutions LLC

 6101 North Keystone Ste. 100 #1282

 Indianapolis, IN 46220

317-649-0110 

10. Cookies & Tracking

We use cookies and similar technologies to:

• Remember your preferences (e.g., language settings).

• Understand how you navigate our Site.

• Analyze Site traffic and performance.

You may control cookies in your browser settings. Disabling cookies, however, may affect your experience and the availability of certain features.

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11. Security Measures

We implement commercially reasonable security measures—such as encryption, firewalls, and access controls—to protect against unauthorized access, misuse, or disclosure of your Personal Information. Despite these efforts, no online service can guarantee absolute security.

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12. Third-Party Links

Our Site may contain links to third-party websites or services. We are not responsible for the privacy practices, content, or actions of these third parties. We encourage you to review their respective policies and disclaimers.

13. Children’s Privacy

Our Site is not intended for children under the age of 16, and we do not knowingly collect Personal Information from minors. If you believe we have collected such information, please contact us to request removal.

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14. Changes to This Policy

We may update or revise this Policy at our discretion to reflect changes in our practices, legal obligations, or for other operational reasons. When we do, we will revise the “Last Updated” date at the top. Your continued use of our Site after these changes indicates your acceptance of the updated Policy.

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15. Acknowledgement & Acceptance

By using our Site and Services, you acknowledge and agree to the terms of this Privacy Policy and Disclaimer, including the release of liability and no-advice statements. If you do not agree, please discontinue use immediately.

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End of Policy
MetroMedia Funding Solutions – We appreciate your trust and are dedicated to handling your information responsibly, while clarifying that we do not offer financial or legal advice in any capacity.